Free to open
A wallet to manage your money with us.
One simple wallet for your finances with GDI Credit.
4.8/5 from 120,000+ reviews · Licensed money lender
At a glance
- Opening
- Free
- Funding
- Card · Transfer
- Member transfers
- Free
- Withdrawals
- ₦10 under ₦10,000, ₦50 from ₦10,000
How it works
Set up in 3 steps
Open your account
Your phone number, BVN and a PIN.
Add money
Top up by debit card or bank transfer.
Use it with us
Repay, pay bills and save from one balance.
FAQ
Questions, answered
Is the wallet really free?
Yes. No opening fee and no monthly charge. Withdrawals cost ₦10 under ₦10,000, ₦50 from ₦10,000.
Can I receive money from any bank?
Yes: your wallet has its own account number, so anyone can transfer to it from any Nigerian bank or fintech.
How do I withdraw to my bank?
Tap Withdraw, choose your own verified bank account and confirm with your PIN. The fee is ₦10 under ₦10,000, ₦50 from ₦10,000.
Is my money safe?
Wallet money is kept in a separate members' account, apart from the company's own money, and it is never used for lending.
What can I use the wallet for?
Receive your loan, repay it, pay bills and airtime, and get paid through invoices. Every payment needs your PIN and comes with a receipt.
