Members' cooperative
GDI Membership.
Become a member of the cooperative behind GDI Credit: one membership opens the Member Wallet, Member Savings and the Savings Circle (coming soon), with member rules you can read before you join.

Membership at a glance
- Joining fee
- Free
- Member Wallet
- Included
- Member Savings
- Coming soon
- Savings Circle
- Coming soon
What members get
Everything money, as a member
Member Wallet
Your own account number: receive from any bank, pay bills, repay loans and send to other members.
Member Savings (coming soon)
Fixed, Flex and Target plans with the cooperative, kept apart from loans and wallet money.
Savings Circle (coming soon)
Save in turns with people you trust: Ajo, Esusu or Adashe, with every turn recorded.
Refer & Earn
Invite friends with your own link and earn when they join and borrow.
FAQ
Questions, answered
Who runs the membership?
The members' cooperative. You join it in the app and accept its rules; member money never mixes with the company's money.
Is there a fee?
Free to join. Anything you pay is shown before you accept.
Can I leave?
Yes. Ask in the app; your savings and wallet balance are paid out under the cooperative's rules.
Do I need to be a member to borrow?
No. Membership is for the wallet, savings and circle; loans are open to every verified customer.
