Your real offer comes after you sign up and we check your ID, income and bank details. A verified salary counts in full, so your offer can be higher than this estimate; other checks can make it lower.
Ready when you are
Open a free account in a few minutes. You decide if and when to borrow.
You must be 18 or older, with a valid BVN, a bank account in Nigeria and a phone number in your name. Loans run from ₦5,000 to ₦5,000,000.
Does this check affect my credit score?
No. The estimate uses only the answers you type here. Your real offer comes after you sign up and we check your ID, income and bank details.
What documents do I need?
Your BVN and NIN, a live selfie taken in the app, a valid ID, your work or business details with a recent bank statement, and any guarantors your loan asks for.
How can I borrow more?
Repay on time. Each loan repaid as agreed can raise your limit, and a verified salary or bank statement can make your first offer higher.
