One account · Four products
Everything money, one app.
GDI Loans to borrow, GDI Grow to save with the members' cooperative, GDI Pay for your wallet, bills and invoices, and GDI Business tools on the way, plus a chartered audit, tax and advisory team. One sign-up opens them all.
The suite at a glance
- Loans
- Up to ₦5,000,000
- Savings
- Coming soon
- Bills & airtime
- All major billers
- Wallet
- Free to open
The products
Pick one. The rest come free.
Every product shares one wallet, one login and one support team.
- Available
GDI Loans
Salary advance, personal, business, emergency and student loans with no collateral. Every cost and due date is shown before you accept.
Learn more - Coming soon
GDI Grow
Membership savings with the members' cooperative, kept apart from loans and wallet money. Investments come later.
Learn more - Available
GDI Pay
Your wallet with its own account number: receive money from any bank, pay bills and airtime, and get paid with invoices and payment links.
Learn more - Coming soon
GDI Business
Coming soon: an online store, customer (CRM) and business (ERP) tools that work with your wallet. Join the waiting list.
Learn more
Get started
One sign-up, everything on
Create your account
Phone number, BVN and a PIN: no branch visit, no documents to scan.
Add money
Top up by debit card or bank transfer.
Use what you need
Borrow, pay bills, send an invoice or repay a loan, all from one balance and one PIN.
FAQ
Questions, answered
Do I need separate accounts for each product?
No: one account and one wallet power every product. Sign up once with your BVN and everything switches on.
Which product should I start with?
Most customers start with a loan or the free wallet. Bills work well alongside either, and savings are on the way.
What is GDI Grow?
Membership savings run by the members' cooperative, kept apart from loans and wallet money. The cooperative sets each plan's return and shows it before you join; investments come later.
Is GDI Business open yet?
Not yet. The online store, customer (CRM) and business (ERP) tools are coming soon: join the waiting list on the Business page and we will tell you first.
Are there monthly fees?
No monthly or maintenance fees on any product. You pay a loan's interest and fees, and any wallet or bill fee, always shown before you confirm.
One app. Everything money.
Join 3.2M active customers who borrow, save and grow with GDI Credit.
Get started free