Made in Nigeria, for all of Nigeria
Lending built on trust.
GDI Credit is a licensed Nigerian lender with an in-house chartered audit, tax and advisory practice: 3.2 million customers borrow, save and grow with us.
GDI Credit today
- Disbursed to date
- ₦48B+
- Active customers
- 3.2M
- Costs shown before you accept
- 100%
- App store rating
- 4.8★
What we believe
Three values, no small print
Radical transparency
Every fee, rate and date is on screen before you sign. If a product needs small print to work, we don't ship it.
Speed with judgement
Technology checks applications quickly; experienced people set the rules and review the hard cases. Fast should never mean reckless, for you or for us.
Grow with our customers
Limits and services improve as you do: every on-time repayment builds your score with us, and a better score opens bigger loans.
How we lend
From application to repayment, fairly
Identity, not collateral
Your BVN verifies who you are. Standard loans need no collateral or post-dated cheques; a larger loan may need a guarantor you choose.
Affordability first
We check your income and bank statement so each repayment fits what you earn: approving less than you asked for is sometimes the right answer.
Dignified collections
Reminders before due dates, help to plan when life happens, and conduct that follows the FCCPC digital lending rules: contact only at reasonable hours, never shaming or threats.
Regulated & certified
- Licensed money lender
- NDPA compliant
- ICAN member firm
- PCI-DSS Level 1
Careers at GDI Credit
We are glad to hear from engineers, analysts, accountants and customer champions who care about fair finance. Send your CV to .
Contact us