Referral programme
Earn ₦1,000 + 0.2% of their first loan for every friend.
Paid into your wallet when their first instalment is paid in full and on time. Then 0.5% of each later loan they repay. Everyone also gets ₦100 when their ID is verified.
Example
- Your friend's first loan of ₦100,000, first instalment paid on time
- ₦1,200
- Their next loan of ₦150,000, fully repaid
- ₦750
How it works
Three steps, paid to your wallet
Share your code or link
WhatsApp, SMS or anywhere: your code is tied to your account.
Your friend joins and verifies
They sign up with your code, finish their ID checks and take their first loan.
You get paid
₦1,000 + 0.2% of their first loan to your wallet when their first instalment is paid in full and on time. Then 0.5% of each later loan they repay.
Fair play
- Rewards are for real friends: self-referrals, second accounts and a shared BVN, NIN, phone, bank account or device are declined.
- The first instalment must be paid in full on or before its due day. A late or partly forgiven instalment earns no reward.
- One reward per trigger. If a repayment is reversed, its reward is taken back.
- Your friend can add or change your code until their first loan is accepted; after that, never.
- You see each friend's progress in plain words (joined, reward on the way, rewarded), never their loans or payments.
- Rewards go to your wallet with no fee. If your wallet is not open yet, the reward waits for it.
