One wallet · Every payment
Pay, send and get paid.
A wallet with its own account number, transfers, bills and airtime, invoices and payment links: every payment in one place, each one confirmed with your PIN and kept with a receipt.
GDI Pay at a glance
- Opening
- Free
- Add money
- Card · Transfer
- Bills
- No fees
- Withdrawals
- ₦10 under ₦10,000, ₦50 from ₦10,000
Everything in GDI Pay
Every payment, one balance
Wallet and account number
Receive money from any Nigerian bank into your own account number, and see every amount in and out.
Bills and airtime
Airtime, data, electricity and TV in a few taps, with a receipt you can share.
Invoices and payment links
Send an invoice or a link; your customer pays by card or transfer and the money lands in your wallet.
Send to other members
Pay another member by their Wallet ID or wallet account number; their name shows before you confirm.
Withdraw to your bank
Move money to your own verified bank account whenever you like. Withdrawals cost ₦10 under ₦10,000, ₦50 from ₦10,000.
Kept apart and protected
Wallet money sits in a separate members' account, never used for lending, and nothing moves without your PIN.
How it works
Ready in 3 steps
Open your account
Your phone number, BVN and a PIN.
Add money
Top up by debit card or bank transfer.
Pay and get paid
Bills, transfers, invoices and loan repayments from one balance.
FAQ
Questions, answered
Is it free to open?
Yes. No opening fee and no monthly charge. Withdrawals cost ₦10 under ₦10,000, ₦50 from ₦10,000.
Can people pay me from any bank?
Yes: your wallet has its own account number, and invoices carry a payment link that works in any browser.
What if a bill payment fails?
Your money comes back to your wallet automatically, and you can follow every payment's status in the app.
How do I withdraw to my bank?
Tap Withdraw, choose your own verified bank account and confirm with your PIN. The fee is ₦10 under ₦10,000, ₦50 from ₦10,000.
Can I repay my loan from the wallet?
Yes. Keep money in your wallet before each due date and the instalment is taken from there.
Is my money safe?
Wallet money is kept in a separate members' account, apart from the company's own money, and it is never used for lending.
Every payment, one app.
Open your free wallet with your phone number, BVN and a PIN.
Open your free wallet